Hurricane Harvey Property Damage

The most common type of insurance claim that is made after a hurricane is for property damage. Property damage claims are generally made for damage to a person’s home, car, boat or some other structure on your property that was damaged by the storm. While the initial affects of the storm can be hard to deal with, dealing with your insurance company after a storm can be equally difficult.

If you are like most Americans, your experience dealing with insurance claims is limited to some type of minor damage to your car or someone else’s car. Dealing with a hurricane claim is completely different and should be approached with care and detailed attention.

If you or someone you know needs to make a claim as a result of property damage, we suggest you take the following steps:

  1. Review our firm’s checklist. This list provides helpful information and important tips to keep in mind when dealing with your insurance claim.
  2. Be organized and thorough. And remember to document everything you do.
  3. Know the rules your insurance company is required to follow. For the most part, the rules are established by your policy so it is critical that you understand what your policy says and what the provisions of the policy mean.
  4. Do your research. You should approach your claim like the insurance company or any other business.
  5. Don’t be afraid to ask questions and press when you feel you are not getting straight answers.
  6. Don’t be afraid to get a second opinion. If you feel that your claim is being under valued, you should get a second opinion to determine whether your feelings are correct.
  7. Be patient. The claims process is slow but the best way to maximize your claim and get all the money you are entitled to receive is to work the process and not give up simply to be done.

Property Damage Assistance After Hurricane Harvey

If you sustained property damage as a result of Hurricane Harvey, contact Sutliff & Stout for a free consultation.